Joe started a career in financial services in 1990 when he was 18 years old. During that time, he was very interested in the dynamic and energy of Wall Street. He spent 15 years going in that direction, and would then do a total 180. He changed his career from a Wall Street based practice to a Planning and Protection based practice. Learn more about Joe and Biond Financial in this podcast:
Justin is the Founder and President of Bennett Financial. He excels at helping clients understand and adapt to different paradigms to achieve different outcomes. Justin focuses on his clients’ personal economy and how money works. He adheres to a Lifetime Financial Discipline he developed over many years. This discipline helps clients protect and realize their long-term wealth potential. Learn more about Justin Bennett in this podcast.
Larry Heller initially wanted to be an accountant in college. He obtained his CPA and started working for
a “big 8” accounting firm. After three and a half years, he realized he wanted to do something else.
Accounting was more or less helping people after the fact, so he decided he wanted to do something in
the planning phase instead. When he was in college, his father passed away and he was left with his
mother who was a homemaker. He also had a younger sister. Concerns about their future started to
arise and it led him to think about a financial plan for their family. This eventually would be his starting
track to a career in financial planning.
Learn more about Heller Wealth Management and Larry Heller in this podcast:
In this podcast we interview Michael Bryant, Partner at Wheeler Accountants based in San Jose, California. Michael shares his audit and litigation expertise, what drives him and his leading edge accounting approach.
In this podcast we interview Matt Wheeler, Managing Partner of Wheeler Accountants based in San Jose, California. Matt shares his expertise, passion, and vision for his tech savvy, high energy accounting firm in the Silicon Valley.
Mark Silverman, CFP® is a wealth manager at Silverman + Associates. He focuses on providing wealth management solutions to both affluent retirees as well as professionals who are within 10 years of retirement. Together with his partners, he helps clients address their five biggest concerns: preserving their wealth, mitigating taxes, taking care of their heirs, ensuring their assets are not unjustly taken and charitable giving.
Mark founded Silverman + Associates in 2008 and now serves over 100 families who have entrusted him with their assets. He uses a consultative process to gain a detailed understanding of his clients’ deepest values and goals. He then employs customized recommendations designed to address each client’s unique needs and goals beyond simply investments.
Successful individuals and families work with Mark to:
- Develop and implement a comprehensive financial plan to help them reach their financial dreams.
- Make smarter decisions in today’s uncertain political, economic and social environment.
- Obtain an independent second opinion form a top advisor in their community.
Previously, Mark spent time as a financial advisor with Merrill Lynch as well Harris Bank and Marshall & Ilsley Bank. At M&I, he also served in their Trust Company. In 2012, Mark completed his CERTIFIED FINANCIAL PLANNER™ professional (CFP®) designation.
Mark is a widely recognized leader in the Tucson financial advisor community, having served on the local Financial Planning Association (FPA) board. He is also an active member of REAP, Rotary Club of Tucson and Caballeros del Sol. He hosts a weekly radio show called, $aving With $ilverman, focusing on financial and retirement planning as well as investing.
Hi, I’m Darryl Smith. I’ve been a Financial Advisor for over 20 years, and started my independent practice in 2000.
As a teenager, I spent my summer’s working on a relative’s dairy farm, tending livestock and helping with the haying season. When I was 17 my Uncle was hurt in an accident on the farm, I left school for few weeks to take over his responsibilities on the farm. Running a farm involves a lot of risk from uncooperative weather, livestock issues and more. I remember every day we would listen closely to the radio at lunch for the current prices were for livestock. There is nothing easy about being a farmer. There is nothing easy about running any business. There is nothing easy about running your business.
I don’t know if you’ve ever considered the realities of owning and operating a blue-collar business like yours, they aren’t that much different from a dairy farmer’s business and their inherent risks. Farmers fear bad weather and disease and market prices for livestock and crops, these are unpredictable events but they are known events (probabilities). They can plan ahead as best they can. What I’ve seen many times with many blue-collar businesses is that they often don’t know how to or take the time to plan for unknown events and how it may impact their businesses.
There’s the risk of injury, sickness or even holding onto a business for too long.
Have you even considered the risk of not streamlining your business so you can either hand it off or sell it? What would happen to the value of your business if you were hurt or worse before the planning was completed? Most blue-collar business owners run their business without considering the significant long term risks they’ll face, not planning to turn their business equity into personal capital and retirement income.
Founder of Aspida360 and the Aspida brand of companies, including their proprietary product and technology, The A+LIFE Family Pentagon. Designed from the ground up to provide a competitive advantage for advisors who want to enhance their services and grow their HNW client base.
As founder of Elios Financial Group, a state-chartered Registered Investment Advisor (RIA) Jim specializes in comprehensive financial planning and investment management. Drawing on more than 24 years experience in Financial Services, Jim is a frequent public speaker, providing workshops for companies, government, non-profits and charity organizations. He has contributed as a columnist for the Plain Dealer “Ask the Expert” feature column and made many local TV and radio appearances in the Cleveland, OH area.
As Managing Partner of LMGW, rated the #1 tax preparation firm in Silicon Valley, Matt specializes in individual and business taxation, estate and gift taxation, tax planning, IRS representation, and business consulting. Matt holds a Masters in Taxation from Golden Gate University and previously served at Harb, Levy, & Weiland as part of the small business and high-net worth individuals group.